![]() A student who moves to attend school or after leaving it.Moving to a different ZIP code or county.Losing coverage on your parent’s plan when you turn 26.Losing Medicare, Medicaid or CHIP eligibility.Here’s a list of qualifying life events for health insurance that may affect you or those in your household. What Is a Qualifying Life Event (QLE) for Health Insurance?Ī qualifying event for health insurance is a major change experienced by you or anyone in your household that makes you eligible to shop for a health care plan outside of the annual open enrollment period. If you have employer-based insurance, you must be granted a special enrollment period of at least 30 days. You must have a qualifying life event to qualify for the special enrollment period. ![]() But some people qualify for a special enrollment period during which they can purchase health insurance outside the open enrollment period. The Affordable Care Act (ACA) marketplace’s open enrollment is from Nov. You usually purchase health insurance during the annual open enrollment period. On Healthcare Marketplace's Website What Is a Special Enrollment Period?
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